Mortgages
Residential home purchase or refinance loans; includes fixed‑rate and adjustable‑rate mortgages (e.g. 15‑year, 30‑year, 5/1 ARM)
Home Equity Lines of Credit (HELOCs)
Revolving credit based on home equity; variable rates, draw and repayment periods available
Auto Loan & Vehicle Loan
Financing for new or used vehicle purchase; terms typically 4–6 years; rates vary by credit and collateral
Personal Loan
You can get loan for your personal needs such as for your wedding, for party, to lend someone, to repair house, there are many more reasons which are not listed here can be fulfilled via personal loan.
🧾 Credit Card Installment and Loan Features
My Chase Loan® – An optional installment-style loan drawn against your existing credit card limit; fixed APR, no credit check, flexible term, funds deposited to your bank account. Specifically available to eligible cardholders (often targeted)
Pay Over Time / My Chase Plan – Credit-card installment plans that let you finance eligible purchases over 3–24 months with a fixed fee or APR; payments are structured differently from standard balances
🏢 Business & Commercial Lending
Chase supports businesses with diverse lending solutions:
Business Term Loans – Lump‑sum loans (from ~$5,000 up to $500,000) with terms ranging from 1 to 7 years; options include standard term loans, “draw loans,” and “advised line” commitments
Business Lines of Credit – Revolving credit lines of $10,000–$500,000 (or more); repay over a 5‑year draw period and potential fee-waiver for utilization ≥40%
Commercial Real Estate Financing – Term loans for purchasing, renovating, or refinancing owner-occupied commercial property; terms up to ~25 years, origination fee $0 for loans under $250K; prepayment fees may apply
Small Business Administration (SBA) Loans – Chase is an SBA-preferred lender offering:
SBA 7(a) loans (up to $5 million; both Standard and Express)
SBA 504 (CDC) real estate/equipment financing (up to ~$5.5 million or more)
Financing includes flexible fixed or variable rates, longer terms, and often favorable structures
Equipment Financing & Trade Finance – Dedicated loans for equipment purchases, and trade products such as letters of credit and import/export financing